Bill and account collectors
Salary, job outlook, AI risk & career information
Median Salary
$46,040
~$22/hr · ~$3,837/mo
US Jobs
167K
Decline
AI & Automation Risk
9/10
Very High
AI & Automation Risk
Very High 9/10
This occupation is almost entirely digital, consisting of data analysis, skip tracing, and communication via phone or computer. AI and automated systems are already driving a projected 10% decline in employment by handling routine notifications and payment processing, while advanced LLMs are increasingly capable of managing the negotiation and customer service aspects of debt collection.
Salary by City — What You Actually Take Home
Real purchasing power = salary adjusted for cost of living. Higher = more money in your pocket.
| City | Local Salary | Cost of Living | Real Purchasing Power |
|---|---|---|---|
| Racine-Mount Pleasant, WIBEST VALUE | $60,690 | Below avg (95.2) | $63,745 |
| San Jose-Sunnyvale-Santa Clara, CA | $71,160 | Above avg (113.1) | $62,941 |
| Charlottesville, VA | $59,930 | Average (99.0) | $60,559 |
| Rochester, MN | $55,900 | Below avg (93.0) | $60,135 |
| Napa, CA | $66,940 | Above avg (111.8) | $59,861 |
| San Francisco-Oakland-Fremont, CA | $68,290 | Above avg (117.6) | $58,094 |
| Greensboro-High Point, NC | $53,560 | Below avg (92.9) | $57,660 |
| San Luis Obispo-Paso Robles, CA | $62,810 | Above avg (111.0) | $56,575 |
| New Haven, CT | $59,090 | Above avg (105.4) | $56,085 |
| Modesto, CA | $58,870 | Above avg (105.1) | $55,999 |
| Wausau, WI | $50,710 | Below avg (90.7) | $55,885 |
| Hartford-West Hartford-East Hartford, CT | $57,410 | Above avg (103.3) | $55,580 |
| Pocatello, ID | $47,910 | Below avg (88.6) | $54,079 |
| Salisbury, MD | $49,990 | Below avg (92.6) | $53,960 |
| Billings, MT | $48,720 | Below avg (90.3) | $53,924 |
Cost of Living Index: 100 = US national average. Below 100 = cheaper. Above 100 = more expensive.
Education & Requirements
Education Required
High school diploma or equivalent
10-Year Growth
-10% (Decline)
Hourly Rate
~$22/hr
Monthly Income
~$3,837/mo
Related Careers
Data: Bureau of Labor Statistics OOH (2024)