Credit Operations Clerk I - Deposit Charge Off/Document Imaging

Southern Bank and Trust
Southern Bank and Trust·Mount Olive, North Carolina·4 months ago
Full-timeOn-site

Job Description

Position: Operations Clerk - Deposit Charge-Off/Document Imaging     Reports To: Sr. Loan Systems Administrator Indirectly Reports To: Senior Vice President/Credit Operations Manager Reports To This position: None FLSA Status: Non-Exempt Role Summary:  This position is responsible for daily processing of charged-off deposit accounts, processing of deposit charge-off recoveries, daily and monthly balancing of related deposit charge-off general ledger accounts, and reporting of deposit charge-off accounts to appropriate agencies. Additional responsibility is imaging of loan and deposit documents. Specific Job Functions (Duties/Responsibilities): * Daily processing of various charged-off accounts including, but not necessarily limited to: * Automatically charged-off deposit accounts. * Debit Card fraud. * Operational charge-offs. * Daily processing of recoveries related to charged-off deposit accounts. * Daily and monthly balancing of all general ledger accounts associated with deposit charge-offs and recoveries. * Weekly reporting of charged-off deposit account details to appropriate collection agency. * Scanning and indexing of various documents into permanent document image storage system. * Correction of image document types when incorrectly indexed. * Maintain documented instructions for completion of daily responsibilities. * Assist with Loan Document Preparation including, but not necessarily limited to: * Entry of new and modified loan request into documentation preparation system. * Ensuring compliance with various lending regulations. * Assisting branch lending personnel with documentation questions and corrections. * Perform other duties as assigned. JOB REQUIREMENTS: Knowledge/Skills/Abilities Required:   * Bank operations experience preferred * Knowledge of basic bookkeeping * Knowledge of state and federal regulatory guidelines and constraints * Strong oral and written communication skills and the ability to communicate effectively with a broad base of internal and external individuals * Ability to work independently with limited supervision, maintain strong time management and organization skills * Maintain a professional and pleasant manner under pressure * Ability to identify problems and resolve them in a proactive, timely manner * Proactive teamwork and cooperation * Strong PC skills with emphasis on Microsoft Office and Web based applications Education/Experience Requirements:   * High School diploma or general education degree (GED) * Certificate in bookkeeping preferred * Three years of previous experience in banking/bank operations preferred * Capable user of standard office equipment/software applications

Skills Required

Bank OperationsBookkeepingRegulatory ComplianceCommunication SkillsTime ManagementProblem SolvingMicrosoft OfficeDocument ImagingGeneral Ledger BalancingLoan Documentation

About the Company

Southern Bank and Trust

Southern Bank and Trust